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Our Services

Personal

Safeguard the most important areas of your life with customizable personal insurance policies that maximize your financial security. We offer a wide range of personal insurance policies to meet your unique needs.

Commercial

Take control of your business’ risk and obtain the right package of commercial insurance policies to safeguard your business investment to the fullest. We will help you determine the appropriate amount of coverage to provide you with peace of mind.

For your employees

Finding the rules of Obamacare confusing? Let us help! Grab ahold of the competitive advantage and start providing your employees with the protection they deserve. We will guide you through the process of selecting the most effective group health, life, disability, dental and retirement plans.

Life & Health

Individual Life and health insurance provide you with confidence for the unforeseen future. Obamacare Exchange policies or not, what’s the right choice? How will my family get by if I’m not here? Rather than leaving your most important risks exposed, seek the protection you deserve today.

ABOUT US

ABOUT US

Smith Insurance has been Connecticut and Rhode Island’s premier insurance marketplace, proudly serving the people of Connecticut and Rhode Island for over 75 years. By providing individual attention and advice we have remained a top choice for the insurance needs of Connecticut and Rhode Island residents and businesses. In today’s day and age when much is in doubt and many worries exist, it is comforting to know the Smith Team will shop your policy among the dozens of insurance companies we represent and find you the right coverage at the best price available. Allow Smith Insurance to be your bridge over troubled waters.

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Check Out Our Blog

Safe Boating Tips For The Summer

Safe Boating Tips For The Summer

Enjoy The Season With These Safe Boating Tips Even if you have been boating since you were a young kid, it pays to brush up on some boating safety guidelines before you head out on the water each summer season. Having safe boating top of mind will ensure that

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How Travel Insurance Protects You

How Travel Insurance Protects You

What Your Travel Insurance Covers You have spent a lot of time, money, and energy preparing your upcoming vacation, and have probably been looking forward to it for weeks, if not months! Consequently, it would be a shame to have something go wrong on your trip that sucks the

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Swimming Safety Tips For Summer

Swimming Safety Tips For Summer

Summer Swimming Safety Tips To Review With Your Family Summer is finally here, offering us a much-needed break for the harsh weather we had in Connecticut this year. To take advantage of the warmer temperatures and the extra hours of sunlight, you and your family may be planning to

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Summer Home Maintenance Tips Not To Skip

Summer Home Maintenance Tips Not To Skip

Restore Your House After Winter With These Summer Home Maintenance Tips After a hard winter, your home is probably a little worse for the wear. Fortunately, the warm summer season offers you the opportunity to take some time and give your home a little TLC. Where, exactly, should you

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Your Guide To Celebrating Flag Day

Your Guide To Celebrating Flag Day

A How-To Guide On Celebrating Flag Day Since 1916, when President Woodrow Wilson issued his presidential proclamation recognizing and honoring our flag, it has been part of American tradition to reflect on and celebrate Old Glory. Today, we get a week-long event during which to celebrate our star-spangled banner,

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Hurricane Season: Safety Tips & Insurance Deductibles

Hurricane Season: Safety Tips & Insurance Deductibles

What You Need To Know about Safety Tips & Insurance Deductibles This Hurricane Season Hurricane season began June 1st. Have you taken steps to prepare? As more and more development is occurring along the Connecticut coastline, more and more families are at risk during the Atlantic hurricane season. While

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Flood Insurance 101 For Optimized Protection

Flood Insurance 101 For Optimized Protection

Flood Insurance Facts To Become An Informed Homeowner As a homeowner, it is important that you find the most optimized ways to protect your home from common perils and disasters. One of the most prevalent disasters you need to protect your home against are floods, since damages caused by

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Lighthouse Project Soup’er Monday Cook Off Winners

Lighthouse Project Soup’er Monday Cook Off Winners

Helping The Riverfront Children's Center One Soup At A Time On Monday, April 27th, the Smith Lighthouse Project hosted the “Soup’er Monday Cook Off,” raising an additional $280 for the Riverfront Children’s Center! Money was raised by the 22 participants who entered their creations, sampled, and judged the entries.

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Enjoying Fit Activities In The Great Outdoors

Enjoying Fit Activities In The Great Outdoors

Outside Activities To Enjoy Warm Weather This Spring When it comes to getting active and incorporating healthy living as the warm weather arrives, it is important to get outside and get moving! When you want to start living a healthier lifestyle, we highly recommend taking advantage of these outside

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Mother’s Day Brunch Recipe: Pain Perdu

Mother’s Day Brunch Recipe: Pain Perdu

Breakfast In Bed For Mother's Day If spoiling your mom with a delicious Mother’s Day brunch recipe is on your to do list, we have the perfect dish for you! Splurge and make your mom this delicious Pain Perdu recipe in bed to kick start Mother’s Day: How to

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Annual Policy Updates For Premium Savings

Annual Policy Updates For Premium Savings

Updating Your Term Life Insurance Policy Life insurance is extremely important as it provides you with a financial guarantee for your loved ones. In purchasing a life insurance policy, you may have opted for a term life insurance policy as it provides you with the perfect time frame in

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Insuring Your Home-Based Business

Insuring Your Home-Based Business

Insurance Coverage For Your Biggest Investment When you operate business out of the comfort of your humble abode, it is important that you seek the proper insurance coverage. Far too many home-based business owners fail to realize that their homeowner’s insurance policy will not suffice in ensuring their business’

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Enhancing Workplace Safety For Premium Discounts

Enhancing Workplace Safety For Premium Discounts

Preventing Workers Compensation Claims In today’s society, you must hold the necessary insurance coverage in order to protect your business and lifestyle. As a business owner, this usually means more than just one policy. One of the most important policies business owners must hold is workers compensation. This vital

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Do I Really Need Cyber Liability Insurance? Yes!

Do I Really Need Cyber Liability Insurance? Yes!

Reducing Cyber Vulnerabilities In today’s day and age, cyber crime is one of the most prevalent threats. However, there are still many businesses and individuals who are neglecting the importance of taking control of their cyber vulnerabilities. Business owners who have companies of varying sizes and specialties must obtain

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Landscaping Tips for Homeowners

Landscaping Tips for Homeowners

Landscaping Ideas For Spring’s Arrival Homeowners across the globe are getting excited for a change of color with spring’s arrival. If you are looking to spruce up your home with some gardening and get ready for summer, keep these important landscaping tips for homeowners in mind: • One of

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Flood Prevention Tips

Flood Prevention Tips

Preventing Flooding from Spring Thaw As a homeowner, preventing flooding from spring thaw can be one of the most daunting worries. As the sun finally begins to shine again, the last thing you want to deal with is a basement or home filled to the brim with water. This

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April is Distracted Driving Awareness Month

April is Distracted Driving Awareness Month

Take The Pledge Against Texting And Driving April is Distracted Driving Awareness Month – how will you do your part to save lives? Unfortunately, today’s society is so fixated on their technologies that the pretty scenery and our radios are not the only distractions on the road. Today, it

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We’re Going Social!

We’re Going Social!

On top of releasing our new innovative website, we have also updated all of our social media pages including Facebook, LinkedIn, Google+ and Twitter. You can now communicate with us through whichever platform you prefer. We would love to receive feedback and find out what topics you want to

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Welcome to Our New Website & Blog!

Welcome to Our New Website & Blog!

Smith Insurance would like to extend a warm welcome to our new website and blog! Through our newly revamped website and blog, our team will update you on the latest news within the insurance industry while also offering regular lifestyle tips. Our blog will be your first stop for not

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The Advantages of an Independent Insurance Agency

The Advantages of an Independent Insurance Agency

There are multiple options when it comes to buying insurance, and with all the different choices it may get a bit confusing.  However, when you use an independent insurance agency we are here to clear the confusion and help you with your needs. As an independent insurance agency, we

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Testimonials

 Nancy Benson, Waterford

Patty Fraser is amazing! Worth her weight in Gold!!

Nancy Benson, Waterford
Alan Rubacha, Woodbury

I deal with Kathleen Peterson at Smith. She is awesome. I feel that she really wants me to have the best insurance at the best prices. She is a lot of fun, responds to me nearly instantly and is always sensitive to my needs, which is to say, money!

Alan Rubacha, Woodbury
Don Evans, Mystic

The help we received after Sandy was exceptional. Calls are always returned and our rep gives us the information we need.

Don Evans, Mystic
Daniel Adams, Trumbull

Denise took the time to research our current policy before it was up for renewal and found our family an auto policy that was comparable. The new company came in at over a $700 savings and for that, we are grateful!

Daniel Adams, Trumbull
Captain Andy, Niantic

Dawn, Your quick turn around and willingness to listen reflects very well on Smith...I look forward to working with you and Joyce in the future.

Captain Andy, Niantic
Anonymous

Monica and Debbie are the best!!! Always on top of things. Good Communication skills. An Asset to the company.

Anonymous
Anonymous

Kathleen Peterson goes above and beyond to service client’s needs.

Anonymous

Smith Insurance is proudly partnered with Trusted Choice