Renters, Here’s What You Didn’t Know About Renter’s Insurance

Renters, Here’s What You Didn’t Know About Renter’s Insurance

You may not know these surprising facts about renter’s insurance. If you’re like most renters, you’ve probably been ignoring something important – renter’s insurance. Whether you procrastinated or simply didn’t know that you need insurance, it’s wise to know exactly what you should buy before launching into a policy you Continue reading

Safety Tips for Driving in Heavy Rain and Strong Winds

The winter brings adverse driving conditions that mean motorists need to take extra caution. Driving conditions that involve high winds and heavy rain may not seem like the most pressing safety concern for many drivers, but extra caution is needed. Severe weather like rain and wind can impair your judgments, Continue reading

Get Ready for the Height of Hurricane Season!

Get Ready for the Height of Hurricane Season!

Hurricane season’s here – are you prepared? We are steadily approaching the middle of peak hurricane season, (officially from June 1 to November 30), and now is the time to get prepared. When a hurricane is predicted, the media bombards us with alarms and announcements about hurricane watches and warnings. Continue reading

How to: Successfully File a Homeowners Insurance Claim

How to: Successfully File a Homeowners Insurance Claim

Suffered a home disaster? Here’s how to file a claim.  Homeowners know that home insurance is there to protect your home after an accident. Whether your home sustained damage from a fire, wind, hail, theft, or another disaster, you’ll need to file a claim. Those whose house has been damaged Continue reading

Looking for Happy Employees? Millennials Want These Benefits

Looking for Happy Employees? Millennials Want These Benefits

Don’t let the next generation pass you by. Offer these benefits! Employees are not always concerned with landing the perfect job. Alongside the right role, they’re looking for mission-driven company cultures, great career advancement opportunities, and amazing benefits and perks. Millennials are now the largest workforce demographic that is shaping Continue reading

Common Questions About Umbrella Policies

Common Questions About Umbrella Policies

Got questions about umbrella coverage? Read on! When it rains, it pours. When it starts down pouring, it’s time to rely on your trusty umbrella. When you need additional liability insurance for your auto, home, and watercraft policies, an umbrella policy is there for you. An umbrella policy is designed Continue reading

DIY This Terrarium Garden This Summer

Roll up your sleeves this summer with this fun DIY project.

The summer offers plenty of ways to get creative. From exploring your local hikes to heading to foreign lands, it’s time to add more creativity directly into your home. What better way to enjoy the summer than to DIY your own terrarium garden that is drought-resistant? Heat up your home with this cool, lush, miniature, indoor garden!

Tools

  • Spoon – A long-handled one is necessary if your chosen container has a small opening

Materials

  • Clear glass or plastic container (fishbowl, jar, canister, etc.)
  • Small, slow-growing plants that tolerate low light and have similar water needs
  • Pea gravel or polished rocks
  • Potting soil 

Steps:

  1. Plant the garden bed by alternating layers of pebbles and soil. Pre-moisten the potting soil until it is damp but not soggy. Add three to four inches to the bottom of the container.
  2. Plant your terrarium into the top layer of the soil. Ensure that the leaves don’t touch the glass, and then firm the soil around the base of each plant.
  3. Water and decorate! Lightly spray the foliage to hydrate the plants. Finish off your miniature garden with stones and decorative pieces as desired.

Place your finished worked in a bright spot indoors out of direct sun and leave the top on for a day or so until the leaves and grass dry. If the soil feels soggy, remove the top off to let the moisture evaporate.

From the professionals at Smith Insurance, we hope that you and your family have fun making this terrarium garden this summer. Be sure to visit us for all of your insurance needs today!

Don’t Forget Home Insurance Costs When Home Buying!

Don’t Forget Home Insurance Costs When Home Buying!

Don’t miss out on this expense when house-hunting. It’s easy for homebuyers to-be to get caught up in the ‘how much house can I afford?’ scenario. What many people miss out of their calculations is one all-important expense: homeowners insurance. The Essentials You won’t be able to obtain a mortgage Continue reading

How Does Crime Insurance Protect Your Business?

How Does Crime Insurance Protect Your Business?

Safeguarding your business’s livelihood from fraud, theft, and forgery has never been easier! Large and small businesses alike desire to succeed. Unfortunately, thefts and acts of crime can set back any business, no matter how much cash on hand they have. Recovering from crime-related losses takes time and money – Continue reading

Why Your Business Should Choose an Independent Insurance Agent

Why Your Business Should Choose an Independent Insurance Agent

Would your business benefit from the help of an independent insurance agent? Insurance can be a complicated purchase. You’re not buying rice or bread; you’re buying a promise of protection that could potentially make or break your financial well-being. From knowing what coverage you need, to assessing your budget, business Continue reading

Refresh Your Home with These Spring Cleaning Tips!

Refresh Your Home with These Spring Cleaning Tips!

Spring is here – get out the cleaning gear! Now that spring has sprung, many of us are reaching for our dusters and vacuum. The brighter weather brings the perfect time to dust off our home from the winter hibernation, and prepare for summer! Remember that spring cleaning is supposed Continue reading

Top Vacation Destinations When You’re a Budget Traveler

Top Vacation Destinations When You’re a Budget Traveler

The world is full of affordable destinations! If you’re thinking of jet-setting this year, you may be scrimping and saving to make the big trip. Many opt to stay in the U.S. for fear of signing themselves up to an extremely expensive holiday. No matter which continent, there are always Continue reading

Tips to Increase Your Fuel Efficiency

Tips to Increase Your Fuel Efficiency

Are you making the most out your petrol tank? Whether you drive a 70-mile daily commute, are planning a long road trip, or are simply fuel-budget conscious, most of us desire to get as many miles to the gallon as possible. This means that we’ll have more money to save, Continue reading

Are Auto Insurance Add-Ons Worth It?

Are Auto Insurance Add-Ons Worth It?

Suit your auto insurance coverage (add-ons and all) to your budget and needs. A typical car insurance policy covers you from having to pay for damages that you cause. However, for truly personalized coverage which protects you from all sorts of accidents and financial hardships, auto insurance add-ons are available. Continue reading

7 Tips to Manage Stress at Work

7 Tips to Manage Stress at Work

Unwind, de-stress, and leave work worry-free with these tips. Did you remember to send that email? How about scheduling that meeting? Did you forget to take a breather this week? Juggling work while excelling your career can lead to heightened success, but also to a huge amount of stress. If you Continue reading

4 Benefits to Keep Employees Happy

4 Benefits to Keep Employees Happy

Keep your company competitive in the tight market for top talent. If your company is flogging that gym membership like a dead horse, know that it’s time to give it up. Companies are investing more in employee benefits to retain employees as well as attracting hard-working professionals. Whether it’s an increased Continue reading